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Tuition and Financial Aid

It is the goal of the Office of Financial Aid at Wisconsin Lutheran College to help minimize the barrier of finances in your pursuit of Christian higher education. This goal is realized by the 99% of our students who receive financial assistance, finding that attending WLC often costs less than attending a public university, especially when considering our Four-Year Graduation Guarantee and Merit Awards.

  • We're Committed to Making it Possible

    While the primary responsibility for financing a college education rests with the student and parents, Wisconsin Lutheran College provides a variety of opportunities to supplement personal and family resources. We believe so much in helping our students afford a high-quality education, that last year 99% of our full-time students received financial assistance and we awarded $12 million in scholarship support, resulting in Wisconsin Lutheran College being recognized as a Best Value School and one of America's Best Colleges for the Money

    Students applying for financial aid are considered for all programs for which they are eligible. Financial aid available to students enrolled less than full time is noted below in the individual program descriptions. For financial aid purposes full-time student status is established as a minimum of 12 credit hours per semester; half-time status is a minimum of 6 credit hours per semester. The amount of financial aid awarded is generally a combination of scholarships, need-based aid, student employment, and loans. It is based on the qualified financial need as determined primarily by the Free Application for Student Aid (FAFSA).


    Net Price Calculator

    The Net Price Calculator is designed to help families of traditional undergraduate students obtain an early estimate of financial aid opportunities at Wisconsin Lutheran College. The tool provides a projection of aid and net cost based on data the family supplies.

    NET PRICE CALCULATOR

    To receive an official financial aid package, a student must be admitted and have completed WLC’s Financial Aid Application and filed a FAFSA.


    Financial Aid Opportunities

    99% of our full-time undergraduate students receive financial assistance. Traditionally, financial assistance comes from the following resources: 


    APPLY FOR FINANCIAL AID

  • 2015-2016 TUITION, FEES, ROOM, AND BOARD - UNDERGRADUATE

    The following costs are for traditional undergraduate students for the 2015-2016 academic year, prior to financial assistance.

    99% of our full-time students receive financial assistance, dramatically reducing the cost of a Wisconsin Lutheran College education.

    Educational Expenses

    Estimated Expenses

    • Textbooks and Supplies: $700
    • Personal Living Expenses: $1,170 - 1,576
    • Transportation: $500 - 1,982

    Net Price Calculator

    The net price calculator is a tool designed to help you estimate your financial aid options at Wisconsin Lutheran College. The calculator provides only an estimate and you are encouraged to complete the financial aid application process to receive an official award amount.

    DETERMINATION OF NEED

    Your expected family contribution figure will be the same regardless of which college or university you choose to attend.

    The aid for which a student qualifies is calculated as follows:

    Cost of Attendance: Tuition, Fees, Room and Board, Books, Transportation, and Personal Expenses

    - (minus)

    Family Contribution: Estimated Educational Financial Capacity of Family

    = (equals)

    Qualified Financial Need: Financial Aid/Assistance

    Note: Not all financial aid is based on need. Merit-based aid is available for the student with superior academic achievement.

    FINANCIAL AID INFORMATION

    Wisconsin Lutheran College provides full-time degree seeking students with financial assistance intended to supplement personal and family resources. Students applying for financial aid are considered for all programs for which they are eligible. Financial aid available to students enrolled less than full time is noted below in the individual program descriptions. For financial aid purposes full-time student status is established as a minimum of 12 credit hours per semester; half-time status is a minimum of 6 credit hours per semester. The amount of financial aid awarded is generally a combination of scholarships, grants, employment, and loans. It is based on the qualified financial need as determined primarily by the Free Application for Student Aid (FAFSA).

     


     

    Classification of Students

    For loan eligibility purposes, a student is classified as a freshman if he or she meets the entrance requirements, as a sophomore when 30 credits have been earned, as a junior when 60 credits have been earned, and as a senior when 92 credits have been earned.

     


     

    Non-Discrimination

    Wisconsin Lutheran College does not discriminate against qualified individuals on the basis of race, color, disability, national or ethnic origin in its recruitment, admission, educational or administrative policies, scholarship and loan programs, and athletic and other school administered programs. The college also is committed to admitting student athletes who will demonstrate a level of success consistent with that of all students on campus. Male and female student athletes will receive equal and fair treatment.

     


     

    Affiliation

    Wisconsin Lutheran College is affiliated with the Wisconsin Evangelical Lutheran Synod. The college reserves the right to make changes affecting policies, fees, curriculum or other matters on this website.

    FINANCIAL AID POLICIES

    Satisfactory Academic Progress (SAP) for Financial Aid

    In accordance with federal regulations, Wisconsin Lutheran College requires that a student be making satisfactory academic progress toward a degree to be eligible for financial aid. Satisfactory academic progress is monitored both by a qualitative standard (GPA) and a quantitative standard (pace by which a student is completing his or her degree). Satisfactory academic progress will be reviewed at the end of each term of attendance including summer.

    Qualitative

    1. A student must have a minimum cumulative grade point average of 2.0 at the end of each term of attendance except the first term of attendance where a 1.75 minimum cumulative GPA is required. Students who do not meet this requirement will be placed on financial aid warning for the next term of attendance.
    2. A student on financial aid warning is eligible for financial aid, but the student must reestablish a minimum cumulative GPA by the end of the term. A student who does not reestablish the minimum 2.0 cumulative GPA will be placed on financial aid suspension and will not be eligible for financial aid for the next term of attendance.

    Quantitative

    Federal regulations determine the maximum time frame to complete a degree is within 150% of the length of the degree program. In accordance with this policy, WLC students must successfully complete at least 67% of their cumulative credits attempted.*

    1. A student not meeting the minimum percentage of credits attempted will be placed on financial aid warning for their next term of attendance.
    2. A student on financial warning is still eligible for financial aid but the student must complete enough credits to meet the minimum percent by the end of the term. A student who does not complete enough credits to meet the minimum percent during the financial aid warning term will be placed on financial aid suspension and will not be eligible for financial aid for the next term of attendance.

      *Further Details

      a. A student's enrollment level is determined by what he or she is registered for as of the second Friday of each term.
      b. Attempted credits include successfully completed credits (grades A -D), earned F's, incomplete, withdrawal and courses that were grade replaced.
      c. Transfer credits accepted from other schools will be counted toward completion of the degree program as both hours attempted and hours completed.

    Appeals

    Students may appeal the suspension of their financial aid eligibility. Appeals should be submitted in writing to the financial aid office, addressed to the financial aid director. Students will be able to file an appeal due to extenuating circumstances such as health reasons, injuries, death of a relative, family emergencies or other documented extenuating circumstances. Appeals must include why the student failed to make satisfactory progress and what has changed in the student's situation that will allow them to make satisfactory academic progress at the next evaluation point. Students are limited to two suspension appeal requests throughout their enrollment at WLC.

    Financial Aid Probation

    A student whose appeal has been approved will be placed on financial aid probation for the next term of attendance. While on financial aid probation, the student must reestablish a minimum cumulative 2.0 GPA and complete at least 67% of cumulative credits attempted. Failure to do so will result in suspension of financial aid for the next term of attendance and any future terms until SAP standards are met.

    Academic Plan

    A student on financial aid probation may have an Academic Plan developed on an individual basis. Plans are developed and monitored by the Dean of Student Success in conjunction with an Academic Dean and the student's academic advisor. An Academic Plan could include certain performance requirements, a limited credit load, only certain courses to be taken, required meetings with an academic advisor, use of the Academic Success Center, or use of Counseling Services. Failure to meet the Academic Plan requirement will result in suspension of financial aid for the next term of attendance.

     


    Refunds and the “Return of Title IV Funds”

    If a student withdraws or is expelled from Wisconsin Lutheran College, then the school or the student may be required to return some of the federal funds awarded to the student. If the student received financial assistance from outside of the family, then a portion of the refund will be returned to the grant, scholarship or loan source from which the assistance was received. The student may also be eligible for a refund of a portion of the tuition, fees, room and board paid to Wisconsin Lutheran College for the semester. 

    A student who will be withdrawing should contact the dean of student success and complete a form entitled Student Withdrawal Form to begin the withdrawal process. This procedure will enable Wisconsin Lutheran College to refund the maximum possible institutional charges. The amount to be refunded to the federal government will be calculated from the date a student officially completes the form
    and withdraws from classes. In case of an unofficial withdrawal, the amount to be refunded will be based on the last date a student was involved in an academically related activity.

    The federal “Return of Title IV Funds” formula determines how much of the federal funding was “earned” up to the time of withdrawal and the amount that was disbursed in excess of the earned amount. This “unearned” amount must be returned to the federal government by the university and/or the student. The federal formula requires a return of Title IV aid if the student received federal financial assistance in the form of a Pell Grant, Supplemental Educational Opportunity Grant, TIP Grant, Iraq Afghanistan Service Grant, Federal Direct Loan, or Federal PLUS Loan and withdrew on or before completing 60% of the semester. The percentage of Title IV aid that is “unearned” and needs to be returned is equal to the number of calendar days remaining in the semester divided by the number of calendar days in the semester. Scheduled breaks of more than four consecutive days are excluded. A postwithdrawal disbursement will be made if a student has eligibility for the Title IV funds. Any unearned Title IV aid must be returned to the federal government within 45 days of the date of the determination of a student's withdrawal. The order in which funds will be returned are: Unsubsidized Federal Direct Student Loans, Subsidized Federal Direct Student Loans, PLUS, Pell, FSEOG and the Iraq/Afghan Grant.

    NOTE: If funds are released to a student because of a credit balance on the student's account, then the student may be required to repay some of the federal grants if the student withdraws. Worksheets used to determine the amount of refund or Return of Title IV aid are available upon request.

    Institutional Refund Policy

    Students who withdraw from Wisconsin Lutheran College will receive a prorated refund of educational fees and housing/meal fees, according to the following schedule:

    • During first week of classes: 90 percent
    • During second week: 80 percent
    • During third week: 60 percent
    • During fourth week: 40 percent
    • During fifth week: 20 percent
    • After fifth week: none

    All institutional and state aid funds are prorated and refunded according to the same schedule.

    FINANCIAL AID FORMS
    FREQUENTLY ASKED QUESTIONS

    1. How do I apply for financial aid as a traditional undergraduate student?
      Two steps and you're done! Complete the WLC Financial Aid Application and submit a FAFSA. It's that simple.

    2. How often do I apply for financial aid?
      You must apply for financial aid each year.

    3. Do I have to submit a FAFSA?
      No. If you are only requesting your WLC merit scholarship (Presidential, Academic, Collegiate, or Transfer Scholarship), then you do not need to submit a FAFSA. You do need to submit the WLC Financial Aid Application to tell us your intentions. Note that if you plan to borrow a federal loan, you must submit a FAFSA.

    4. What is the Priority Deadline?
      New students: March 1, 2015. Continuing students: April 1, 2015. Submit the WLC Financial Aid Application and the FAFSA before this date to maximize your aid eligibility. After this date, we determine financial aid on a first-come, first-served basis depending on available funds.

    5. Why should I file for aid by the Priority Deadline?
      Missing this deadline may impact processing time of your financial aid package or state aid eligibility. Wisconsin residents: If you are at risk of missing the April 1 deadline, you should complete the FAFSA before filing your tax returns with the IRS. The state tends to run out of grant money quickly!

    6. Can I file my FAFSA with estimated tax numbers?
      Yes. If you file the FAFSA with estimated federal tax numbers, you will need to update the FAFSA later with actual tax information after your taxes are completed.

    7. When should I complete my federal taxes?
      As soon as possible! It will save you time if you complete your taxes and submit the FAFSA with actual tax information.

    8. When will I receive my financial aid package?
      We will start mailing awards to incoming freshmen as of mid-March. Continuing students will receive awards during the summer. Note that if your FAFSA has estimated tax information on it, we may need to revise your financial aid later after you correct the FAFSA with actual tax data.

    9. What is verification?
      Your FAFSA may be chosen for federal verification by the U.S. Department of Education (DOE). If so, the Financial Aid Office will require some additional information from you to confirm the information on your FAFSA.

    10. How do I complete verification?
      If your FAFSA is chosen for verification, you will be notified by our office. You are required to return a completed verification form to us before we can continue processing your financial aid. Verification forms are available in your myFinancialAid site.

    11. What is the IRS Data Retrieval Tool?
      You are required to include tax information on your FAFSA. When completing your FAFSA, you will be given the option of using the IRS Data Retrieval Tool to transfer your tax information from the IRS directly into your FAFSA. If your taxes have already been submitted to the IRS, we highly recommend that you use the Data Retrieval Tool. Your FAFSA is less likely to be chosen for verification.

    12. When can I use the IRS Data Retrieval Tool on my FAFSA?
      You can use the Data Retrieval Tool about 2-3 weeks after you submit your taxes electronically to the IRS or about 8-11 weeks after you mail your paper tax return to the IRS. The IRS Data Retrieval Tool will not be available until after any taxes due have been paid.

    13. Why are you asking me for an IRS Tax Return Transcript?
      If your FAFSA is chosen for verification and you have not or cannot use the IRS Data Retrieval Tool, you will need to obtain an IRS Tax Return Transcript for both you and your parents. The IRS Tax Return Transcript will not be available until after any taxes due have been paid.

    14. How do I order an IRS Tax Return Transcript?
      You can order a tax transcript online, by phone or by mail. The IRS website provides directions.

    15. What are my loan options?
      Federal Direct Loans, Federal PLUS Loans, and Private Education Loans are available to help you pay for your education. See the Financial Aid Loans webpage for more information.

    16. How do I borrow Federal Direct Loans?
      Accept the loans that you need through your myFinancialAid link on myWLC.

    17. What if I need more loans than listed on my financial aid award letter?
      As a dependent student, if you need more loan funds than offered to you in the Direct Loan program, you will need the help of a parent to borrow a Direct PLUS loan for parents or a credit worthy person to cosign for you for a Private Education Loan.

    18. Can a student receive WLC scholarships as a part-time student?
      No, a student must be enrolled full time for a minimum of 12 credits per semester to receive WLC scholarships and grants. However, certain state or federal aid may be available to part-time students.

    19. What if I receive private scholarships or other education funding?
      Congratulations! That helps you pay your bill! Notify the WLC Financial Aid Office if you receive private scholarships or other education funding. By law, such monies must be considered as part of your financial aid package.

    20. What if the situation (financial or otherwise) in my family changes after I file my FAFSA?
      Refer to our Special Circumstance Form. We can review your financial aid file to determine if the situation makes you eligible for additional aid.

    (As of 6/15/2015)