Graduate Loan Options

The Office of Financial Aid guides graduate students through the loan application process.

Although loans should not be a students’s first option to pay for school, many students may need to borrow to pay a portion of their education costs.


  • If loans are needed, consider federal loans first. They often provide better benefits.
  • More information on Federal Direct Loans is available at
  • Download our Graduate Loan Information PDF created by our financial aid team.

Loan Simulator

The federal government created a loan simulator, helping you calculate student loan payments and choose a loan repayment option that meets your needs and goals. 



Entrance Counseling

Entrance counseling is required of all first time student borrowers. If you are borrowing federal loans for the first time at WLC, you must complete this session before your loan funds can be disbursed.

  1. Go to
  2. Log in with your FSA ID
  3. Go to I'm Preparing for School or I'm in School
  4. Complete Entrance Counseling

Exit Counseling

Exit counseling is a federal requirement before you withdraw, graduate, or drop below half-time attendance (even if you are planning to transfer to another school). The session includes information on repayment options for your federal loans and will take about 30 minutes to complete. 

  1. Go to
  2. Log in with your FSA ID
  3. Go to I'm in School
  4. Complete Exit Counseling
Questions? Contact the Office of Financial Aid by phone at 414.443.8856 or via email.

Private Loans